A lot of people suffer due to harmful or wrongful acts which are done by others. If someone suffers a physical, legal or economic harm, he/she may be entitled to bring suit, and will be covered under the law of tort. A tort law is a body in court, which deals with cases of civil wrongs such as defamation and different types of transgressions. Personal injury lawyers have keen knowledge and experience when it comes to tort laws. A personal injury lawyer handles all cases that comes under tort law; be it limited to work injuries, defective products or any accident. Intentional torts are those wrongs which the defendant had knowledge of, or by reason should have known, would occur through their direct involvement, being a part of or intentional lack of action. Negligent torts are when the defendant's actions are deemed unreasonably unsafe. Strict liability wrongs don't depend on how little the defendant's sense of responsibility was, but is established after the fact, when a particular action causes damage. A person may operate in a unreasonable manner but is not subject to tort until a claim to cease and desist or call for compensation is made. You have to realize exactly what you are giving up if you choose limited tort. You are giving up your right to sue for pain and suffering that may occur in an auto accident that was not your fault. Picture yourself sitting at a red light, waiting for the signal to turn green. An unattentive driver strikes you from behind, forcing you into the steering wheel. You suffer a broken nose, broken ribs, headache, whiplash and back pain. You go to physical therapy for two months. Nothing seems to relieve the back pain, you may endure this for some time. Now imagine that you have selected Limited Tort on your auto insurance policy. You and the family members in your vehicle will not be able to recover for pain and suffering for any of those injuries just described.